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Team Richard Capps

ReMax Alliance Group

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Ian MacKinnon

Vice President of Mortgage Lending
1900 Main St, Ste 201, Sarasota, FL 34236
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NMLS: 448667
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About Ian

I am fortunate to have been in the mortgage origination business for over 10 years. I so much enjoy being able to assist borrowers in obtaining the correct mortgage to purchase the home of their dreams, as well as helping them to make sure they are getting the best possible rates and product to suit their needs, whether it is buying or refinancing.

I moved to Florida in 1994 having been born and raised in England. I have lived in the Bradenton/Sarasota area since 2002 and still consider this part of Florida a "hidden gem".

In my spare time I enjoy playing golf and boating, having been a boat owner for over 25 years.

I look forward in assisting you with all your mortgage needs.


Ian interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
All borrowers are different with specific needs and wants. I make sure to ask them lots of questions to make sure I know what those are.
How has the mortgage industry changed since you started, and what would you expect in the future?
The mortgage industry is forever changing and evolving. I think it is important to stay in tune with all the latest changes and guidelines to make sure my customers needs are met. I see the industry improving all the time to meet the current economic situation.
What can borrowers do to insure a smooth mortgage underwriting process?
It is important for borrowers to understand that in today's mortgage environment, clear and precise documentation is a necessary part of making sure that the underwriting process goes well and on time.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy time with my family and trying to make time to play some golf. I am a long time boater and enjoy getting out on the beautiful waters of the Gulf of Mexico.

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Today’s rates

5-Yr ARM 2.75% 3.474%
15-Yr Fixed 2.75% 2.835%
30-Yr Fixed 3.5% 3.548%
VA 30-Yr Fixed 3.25% 3.568%

*Rates may vary by state. Please see Assumptions for more details.

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